Phone: 305.383.4464 | Fax: 305.383.4467
Compare Home Insurance Quotes
When was the last time you shopped around for a more affordable Home insurance rates?
If you're like most consumers, it probably wasn't all that recently.
In fact, it's possible you've never really weighed the options that are available to you when it comes to this type of insurance. A lot of people simply went with the company their real-estate agent or title-company representative recommended when they first bought their home, and never looked for cheaper alternatives after that.
Homeowners Insurance Rates
That's too bad, because while the cost savings you find when you compare fast, free quotes from the best home insurance companies may not be as dramatic as those that can be had when you compare car insurance rates, you still can save hundreds of dollars per year if you put a bit of time and energy into the former.
This is especially true when you bundle various insurance policies. So, if you combine your home and car--or even your car, home, and life--policies all under one roof, so to speak, you’re more likely to get the best rate possible, and save even more money.
How Much is Home Insurance?
Another reason it's a good idea to occasionally consider your options and compare home insurance quotes is that rates for house insurance vary drastically from one company to the next.
Thankfully, QuoteWizard makes it easy and free to compare home insurance rates and quotes and even switch insurance companies by connecting you with up to four custom-matched agents who will work hard to find an affordable policy that protects your home, while lowering your insurance costs.
Being informed about auto insurance terms can not only save you money, but can also make the claims and policy configuration process much easier and less intimidating. Here are some terms that range from common everyday insurance terms to not so common verbiage that might have less emphasis on your policy documents. Insurance laws and available features vary from state to state, so it is important to address any questions with your agent.
Collision Insurance: Pays for damage to an insured vehicle when it hits or is hit by another car or object, or if the car overturns.
Comprehensive Insurance: An auto insurance policy that covers damage to the policy holder’s vehicle that was not sustained in a motor vehicle collision, such as acts of God, impacts with an animal, fire, theft or other damage.
Deductible: The amount the policy holder will pay when they make a claim on their collision or comprehensive insurance policy. Generally, a highger deductible will result in a lower priced policy and a lower deductible will result in a higher priced policy.
Gap Insurance: pays the difference between the actual cash value of the vehicle and the current outstanding balance on your loan or lease. This type of coverage is generally only available at the time of purchase.
Liability Insurance: The part of your insurance policy that provides protection from claims and pays for the damages done to other people and their property. This extends to cover medical expenses, death benefits in the event of a fatality and reparation costs on vehicles and buildings as well as other property.
No-fault Insurance: May pay for your medical treatment, lost wages, or other accident-related expenses regardless of who caused the accident. This coverage is not available in all states.
Third-party Claim: Claims for injury or damage to property of a third party alleged to have been caused by the insured.
Click for a quote
South Florida’s coastal landscape makes it especially susceptible to flooding events. Recently, changes to the National Flood Insurance Program have made the costs of purchasing flood insurance substantially higher.
Many lenders require home owners to purchase flood insurance as well as homeowners insurance. It’s important to know more about where your home or property are located before purchasing flood insurance.
If you’re looking at purchasing a new home or property, or simply looking to purchase flood insurance, make sure you contact us. We can help find the right carrier for you, or help answer any questions you may have about your area and determining your flood insurance needs.