Phone: 305.383.4464 | Fax: 305.383.4467
Your business is an extremely important piece of capital and remains an integral part of your life. We understand how important it is to the future of your company when it comes to getting the right coverage for your business and with our considerable knowledge of the market, we know how to price it correctly, the first time.
We will work closely with you to guarantee this transition is completed as efficiently and successfully as possible.
Your Business Insurance Options Explained
While your day-to-day operations are complex, understanding Business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.
Minimum coverage options
Property Insurance can fund repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.
Liability Insurance can protect against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.
Workers' Compensation Insurance can satisfy your employees' medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.
Business Auto Insurance can get you on the road again quickly after an accident and ensure your business is protected against losses from injuries to other drivers, passengers and pedestrians for which you and your employees are liable.
Business Crime Insurance can protect against fraud, theft, forgery or robbery.
Tailor your Policy with these additional insurance options.
Employment Practices Liability can cover your business if discrimination, sexual harassment or wrongful termination claims are made by present, former or future employees.
Life Insurance for Business Owners can help you plan for business succession, survive the loss of a key employee or partner and retain/reward your top people.
Umbrella can shield your business from potentially ruinous lawsuits with additional liability coverage.
Bailee can protect against damage to customers' goods, including jewelry and clothing.
Transportation and Cargo to cover against goods that are damaged or lost when transported by one of your vehicles or common contract carriers.
Spoilage for perishable goods when they spoil due to a mechanical breakdown or power outage..
Supra can provide an evaluation of your business using specific characteristics to
compare it with relevant current market rates. This detailed analysis will give you
a preliminary idea of coverage you may need, and how much you can expect your rate to be
assessed at. Contact us to get this process started so that you can move forward with
securing the future of your business.